Terms of use and disclaimer

Last updated 21 Oct 2026

Not tax, legal or financial advice

The calculators and articles on this website are provided by Crunch Labs for general information only. They give estimates based on our reading of the official rules and the information you enter. They do not take into account all of your circumstances and are not tax, legal, accounting or financial advice. Your actual liability is determined by the Inland Revenue Department, the MPF trustee or the Stamp Office.

Accuracy

We check our figures against official sources and show the date of the last check on each page. Rules and rates can change, and mistakes can happen. We make no warranty that the content is complete, accurate or up to date. Before you file a return, sign an agreement or make a financial decision, confirm the figures with the official source or a qualified professional.

Limitation of liability

To the fullest extent permitted by law, Crunch Labs is not liable for any loss or damage arising from the use of, or reliance on, this website or its results.

Use of the site

You may use the calculators freely for personal and business purposes. Please do not copy the site wholesale, interfere with its operation or use automated tools to overload it.

Third-party links and advertising

Links to official and third-party sites are for convenience. Advertisements shown on this site are provided by third parties; we do not endorse the products advertised.

Governing law

These terms are governed by the laws of the Hong Kong Special Administrative Region.